Investigate login & auth firsthigh
17.9% here · 7.9% in its market · 7.5% store-wide.
Gauss: Payoff Credit Card Debt
Gauss Rewards LLC
4.93star3,874 ratings
5 decisions.
Shares of this app’s 28 recent negative reviews.
Investigate supporthigh
17.9% here · 16.1% in its market · 7.8% store-wide.
Watch billingelevated
53.6% here · 43.4% in its market · 30.8% store-wide.
Ads is at typical. Skip it
10.7% here · 2.1% in its market · 10.2% store-wide. Normal for the store.
n = 3. Too thin to act on. We recount weekly.
Protect performance
3.6% here · 15.5% in its market · 16.3% store-wide. Normal for the store.
n = 1. Too thin to act on. We recount weekly.
Read those two together. Ratings are cumulative, reviews are recent. A 4.93star average beside 51% negative is the finding, not an error.
Ratings.
3,899 ratings · Apple’s own count, fetched daily
5star3,797
4star39
3star9
2star7
1star47
The market in numbers
All 8 panel members · 2026-09-02 snapshot.
| App | Ratings | Login & auth |
|---|---|---|
 Gauss: Payoff Credit Card Debt | 3,874 | 17.9% |
 Ditch: Pay Off Debt Faster | 2,423 | 13.3% |
 Debt Payoff Planner & Tracker | 7,294 | 10.7% |
 EveryDollar: Budget Management | 84,073 | 9.6% |
 Changed: Automate Debt Payoff | 5,534 | 8% |
 Debt Payoff Assistant | 136 | 5.6% |
 Debt Payoff Box: Snowball Plan | 2,432 | 1.5% |
 Debt Snowball - Payoff Planner | 1,346 | 0% |
Counted from real App Store reviews · 2026-09-02
How this is counted
Every number is arithmetic over the reviews we hold, re-counted weekly: nothing modelled, nothing scored. Themes come from a frozen pattern classifier rather than a model reading reviews, so the same review always lands in the same bucket. Shares are of this app’s own recent negative reviews; the market figure is its rivals with this app excluded. The graded words have fixed cutoffs against the store’s typical rate: elevated from 1.15, high from 2, extreme from 3.5 times it. The page says what is broken and how it compares, never how to fix it, and never whether this app can win.