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YNAB

You Need A Budget LLC

4.79star61,292 ratings

FinanceBudgeting apps shelf$14.99–$109 · 2 tiersUpdated Aug 21, 2026
Biggest complaint · UX
18.8%
50 of 266 negatives · store typical 2.9%
Recent reviews negative
47%
its 10 shelf rivals run 42% · 565 reviews held

Counted from real App Store reviews · 2026-08-24 · nothing estimated or modelled

YNAB — App Store screenshot
YNAB — App Store screenshot
YNAB — App Store screenshot
YNAB — App Store screenshot

Read those two together. Ratings are cumulative, reviews are recent — a 4.79star average beside 47% negative is the finding, not an error.

Ratings.

5.0out of 5

61,307 ratings · Apple’s own count, fetched daily

5star54,994
4star3,293
3star869
2star572
1star1,579

5 decisions.

01

Investigate ux first

extreme · 18.8% of this app’s 266 negative reviews, against 2.9% typical store-wide.

How it compares
this app
18.8%
50 of 266
its shelf
6.1%
rivals only
store-wide
2.9%
typical
02

Billing is at typical — skip it

36.1% of this app’s 266 negative reviews, against 32.1% typical store-wide, which is normal for the store.

How it compares
this app
36.1%
96 of 266
its shelf
48%
rivals only
store-wide
32.1%
typical
03

Watch sync & data

high · 5.3% of this app’s 266 negative reviews, against 2.2% typical store-wide.

How it compares
this app
5.3%
14 of 266
its shelf
6.7%
rivals only
store-wide
2.2%
typical
04

Watch login & auth

elevated · 25.2% of this app’s 266 negative reviews, against 13.2% typical store-wide.

How it compares
this app
25.2%
67 of 266
its shelf
29.7%
rivals only
store-wide
13.2%
typical
05

Watch accuracy

elevated · 19.2% of this app’s 266 negative reviews, against 11.5% typical store-wide.

How it compares
this app
19.2%
51 of 266
its shelf
12.4%
rivals only
store-wide
11.5%
typical

The shelf in numbers

All 11 panel members · 2026-08-24 snapshot.

The whole shelf, counted

Every complaint across budgeting apps, frequency-ranked from real App Store reviews — the gaps nobody on this shelf has fixed.

Read the budgeting apps report
How this is counted

Every number is arithmetic over the reviews we hold, re-counted weekly — nothing modelled, nothing scored. Themes come from a frozen pattern classifier rather than a model reading reviews, so the same review always lands in the same bucket. Shares are of this app’s own recent negative reviews; the shelf figure is its rivals with this app excluded. The graded words have fixed cutoffs against the store’s typical rate: elevated from 1.15, high from 2, extreme from 3.5 times it. The page says what is broken and how it compares — never how to fix it, and never whether this app can win.