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Envelope budgeting app.

10 apps · 2,363 reviews held · 583 negative · 2026-09-02 snapshot

The market’s shape

2.9star
How angry
25%
Negative reviews
71%
Room to enter
8 of 10
Willingness to pay

Mostly solved: ads. 6 of 7 apps run below the store’s typical rate on it, while 7 of 10 still carry UX complaints.

4 gaps.

Shares of this market’s 583 negative reviews.

UXhigh

14.2% vs 4.9% typical store-wide.

Counted in 83 reviews · 7 of 10 apps · 2.9star mean

What they said · 3 of 83
  • Buddy: Budget Planner App2star· Aug 1, 2026

    Very Buggy — Used to be great, but now super buggy. Recently it duplicated all my charges so that I had to manually remove them (and then did it again a couple weeks later) and always undoes any edits I make to titles and categories. Very difficult to use at this point. I’ve complained multiple times about the bugs and nothing has been done.

  • Fleur - Budget Planner App2star· Jul 22, 2026

    Has potential — $15 for an app that you can’t customize is not worth it. Doesn’t carry over your paychecks month to month. Also missing a biweekly option and the app doesn’t allow a trial period so you can find this out before you purchase. I don’t want to have to enter my income every month. Also the account number section is confusing. The app is nice but I want to change the font on certain thi

  • Buddy: Budget Planner App2star· Jul 10, 2026

    Terrible interface — Will update when import functions get fixed. The app was great and easy to use until recent updates completely rendered the bank transaction import function useless. Not only does it import duplicate transactions that it previously imported but also no longer allows the user to review and edit imports before they get finalized. The review feature was super nice since it made

Limits & capshigh

3.8% vs 1.9% typical store-wide.

Counted in 22 reviews · 6 of 10 apps · 2.9star mean

What they said · 3 of 22
  • Budget Bestie1star· Jul 23, 2026

    Not free — Entered all my info then hit a paywall. Could not continue without payment. Expensive. Waste of time.

  • Fleur - Budget Planner App2star· May 24, 2026

    Cute But Limited — This is definitely a cute app but SUPER limited without the full version.

  • Fleur - Budget Planner App1star· Jan 15, 2026

    Have to pay for every feature — Every single feature you want to use is behind a paywall

Billingelevated

45.5% vs 30.8% typical store-wide.

Counted in 265 reviews · 9 of 10 apps · 3.1star mean

What they said · 3 of 265
  • Fleur - Budget Planner App1star· Aug 14, 2026

    Be prepared to pay.. — This app should allow a free trial period before requiring in-app purchases / subscriptions. I deleted the app within 10 minutes when I realized I couldn’t even add my expenses / savings and create a budget without subscribing for $25. It’s very difficult for someone to decide if an app is worth purchasing without allowing them to explore the features to see if the app meets

  • Fleur - Budget Planner App1star· Aug 2, 2026

    Really? — The concept of having to pay to fully use a budgeting app

  • Buddy: Budget Planner App2star· Aug 1, 2026

    Very Buggy — Used to be great, but now super buggy. Recently it duplicated all my charges so that I had to manually remove them (and then did it again a couple weeks later) and always undoes any edits I make to titles and categories. Very difficult to use at this point. I’ve complained multiple times about the bugs and nothing has been done.

Named problems · 2
  • Price judged too high for the value23 of 265
  • Trial converted without clear consent9 of 265

Supportelevated

10.1% vs 7.8% typical store-wide.

Counted in 59 reviews · 9 of 10 apps · 3.7star mean

What they said · 3 of 59
  • Expense Keep: Envelope Budget1star· Aug 26, 2026

    Unable to export CSV — I’m using the paid Pro version and love the app. However, I’m no longer able to export my data as a CSV file. I’m not sure whether the export feature is currently not working or if there is an issue with my settings. I’ve tried contacting the developer but haven’t received a response. Could you please resolve this issue? I really need access to my expense data and would hate

  • Buddy: Budget Planner App1star· Jul 19, 2026

    Won’t connect to bank — App has been down since June 19th with no response from support despite multiple attempts. Can’t connect to bank. Please help!

  • Buddy: Budget Planner App1star· Jul 16, 2026

    Stopped functioning after 2 years — I used and loved this app for 1-2 years, I paid for a life time premium subscription. At times bank accounts got disconnected but that was not an issue as it was easily fixable. As of 2-3 months ago the app completely stopped working. None of my transactions carried over anymore, and the account totals did not update at all. I tried everything to fix it, re-sync

Also counted

ThemeOf 583 negatives
  • Performance91 · 15.6% · 8 apps
  • Sync & data29 · 5.0% · 4 apps
  • Login & auth27 · 4.6% · 6 apps
  • Ads15 · 2.6% · 7 apps
  • Accuracy11 · 1.9% · 5 apps

The tick marks the store-typical rate. A review can mention more than one theme, so these sum past 100%.

Is anyone looking for this?

What Apple and Google complete after envelope budgeting app, in their order.

Who they're for
couples
Google
envelope budgeting appenvelope budgeting app freeenvelope budgeting app reviewenvelope budgeting app redditenvelope budgeting app australiaenvelope budgeting app for couplesenvelope budgeting approachenvelope budgeting app ios
App Store
envelope budgetenvelope budget freeenvelope budgetingcash envelope budget planner

Marked App Store phrases are searched, but no app in this market says them in its name. Audiences are what Apple and Google complete after “envelope budgeting app for”, with the query stripped.

Potential customers

People the apps here do not serve, and what they asked for.

  • Wants lesstoo many features 77
  • Outgrown itbulk entry 35
  • Wants it to plug inwidgets 24

Counted in 1 to 4 star reviews. The small numbers are how many reviews named each thing. What they wrote is in the free trial.

Who’s in it

All 10 apps counted in this market · 2026-09-02.

Buddy: Budget Planner App is the biggest app here that has stopped shipping. Last update 8 months ago, at 4,032 installs.

Installs are Google's own count, captured 2026-09-06. 4 of 10 apps have an Android listing we could match. A dash means we could not pair the two stores, not that the app is absent from Play. Amber marks an app that has not shipped in over 90 days, the 90th percentile across every market we hold.

What they charge, and what it costs them

Prices from Apple’s public pages; the share counts payment-mechanics language only.

AppMoney complaints
Qube Money: Envelope Budgetingfree8.6% of 35
Buddy: Budget Planner App$4.99–$49.99 · 7 tiers6.1% of 180
Budget Bestie$4.99–$69.99 · 6 tiers5.7% of 87
Goodbudget Budget Planner$5.99–$79.99 · 8 tiers4.5% of 156
Fleur - Budget Planner App$6.99–$39.99 · 6 tiers0% of 21
Weekly: Budget Planner & Bills$0.99–$79.99 · 9 tiers0% of 20
Expense Keep: Envelope Budget$9.99–$9.99 · 1 tiers0% of 58
Envy: Envelope Budget Planner$6.99–$6.99 · 1 tiers0% of 12
RealBudget: Envelope Budgeting$1.99–$9.99 · 9 tiers0% of 3

What each one owns, where each is exposed

YNAB

61,061 ratings · 48% negative

Owns. Deepest methodology; largest loyal base

Exposed. UI redesign backlash, $109 max price, popup ads in paid tier, AI chatbot replacing real support

EveryDollar: Budget Management

83,942 ratings · 37% negative

Owns. Widest reach; Ramsey brand trust

Exposed. $129.99 max price; paywall revealed only after full account setup

Budget Bestie

3,066 ratings · 61% negative

Owns. Social-media-driven discovery

Exposed. $69.99 max price; forces full envelope setup before showing paywall

BuyBye - Budget Planner

1,691 ratings · 93% negative

Owns. Novelty concept (hourly wage framing)

Exposed. 93% negative share; all core features paywalled at first launch

Goodbudget Budget Planner

13,372 ratings · 37% negative

Owns. Longstanding free tier; couples sync

Exposed. Sync data failure wipes years of envelopes; income feature removed without replacement

Buddy: Budget Planner App

9,351 ratings · 41% negative

Owns. Multi-device sync, broad feature set

Exposed. Transaction dates shift silently; $49.99 tier repriced leaving existing subscribers stranded

The Deep Report on this market

Each rival’s exposed weakness, what not to build, and the call, argued from the same reviews counted above.

Read the Deep Report

Browse the apps behind these counts

Every app we count, with the complaint it runs furthest above the store’s typical rate.

Open the app library

Is there a market for a new envelope budgeting app?

10 apps compete on this shelf, holding 2,363 App Store reviews. And the widest unfixed complaint, ux, runs in 7 of 10 of them at 14.2% of negative reviews against 4.9% typical. Those are counts, not a verdict. The page shows what is unfixed, not whether to build.

What do users complain about most in envelope budgeting app?

1. UX: in 7 of 10 apps, 14.2% of negative reviews; 2. Limits & caps: in 6 of 10 apps, 3.8% of negative reviews; 3. Billing: in 9 of 10 apps, 45.5% of negative reviews; 4. Support: in 9 of 10 apps, 10.1% of negative reviews.

How many envelope budgeting app reviews did App Imp count?

2,363 US App Store reviews across 10 apps, 583 of them negative. Counted on the 2026-09-02 snapshot, never estimated.

How markets are ranked

We give each market a mark out of 100 for seven things (nobody's fixed it 20 · above the norm 15 · how angry 10 · room to build 15 · room to enter 15 · getting bigger 20 · willingness to pay 5). Then we multiply the marks together. We do not average them.

Averaging lets a market hide one bad problem behind good numbers. Multiplying means one bad mark pulls the whole score down. That is the point. A market you cannot win is still a market you cannot win, however badly it is served.

Each mark has a fixed rule. Nobody’s fixed it and willingness to pay are plain shares. Above the norm maxes out at 4 times the store’s usual rate. How angry runs from star3.0 down to star1.5. Room to enter is what the biggest app does not own. Getting bigger hits 100 at 10% growth. Room to build is different. It is a sweet spot, not a size. A market can be too small to live on, or too big to break into.

If we cannot count something, we leave it out. We never guess it. The score only sorts this list. Every other number you see on a market is counted.

How this is counted

Every number is arithmetic over the reviews we hold, re-counted weekly: nothing modelled, nothing scored. Themes come from a frozen pattern classifier rather than a model reading reviews, so the same review always lands in the same bucket. A market rate is pooled across every app here; the store rate is the same count across 12,728 apps. A complaint is only called a gap when at least half the market carries it, at least 20 reviews are behind it, and the market’s rate is elevated above the store’s, the same cutoff used everywhere on this site, because a problem concentrated in one app is that app’s bug, and a problem every app on the store shares is nobody’s gap.