Monarch Money, Inc.
4.89star106,114 ratings
Counted from real App Store reviews · 2026-08-24 · nothing estimated or modelled
5.0out of 5
106,421 ratings · Apple’s own count, fetched daily
extreme · 7.7% of this app’s 181 negative reviews, against 2.2% typical store-wide.
high · 34.8% of this app’s 181 negative reviews, against 13.2% typical store-wide.
high · 21.5% of this app’s 181 negative reviews, against 9.2% typical store-wide.
Performance, UX, Limits & caps all run at or below the store’s typical rate.
4.4% of this app’s 181 negative reviews, against 10.7% typical store-wide, which is normal for the store.
Billing and Accuracy are left out — the theme’s vocabulary is in this app’s own name.
All 11 panel members · 2026-08-24 snapshot.
| App | Ratings | Sync & data |
|---|---|---|
 Buddy: Budget Planner App | 9,408 | 23.3% |
 Budget app - spending tracker | 15,540 | 12.9% |
 Goodbudget Budget Planner | 13,406 | 9.6% |
 Monarch: Budget & Track Money | 106,114 | 7.7% |
 Copilot: Track & Budget Money | 30,090 | 7.6% |
 EveryDollar: Budget Management | 84,025 | 5.8% |
 YNAB | 61,292 | 5.3% |
 NerdWallet: Smart Money App | 124,727 | 4.1% |
 Rocket Money - Bills & Budgets | 383,365 | 1.4% |
 Fleur - Budget Planner App | 12,644 | 0% |
 Budget Bestie | 3,097 | 0% |
Every complaint across budgeting apps, frequency-ranked from real App Store reviews — the gaps nobody on this shelf has fixed.
Read the budgeting apps reportEvery number is arithmetic over the reviews we hold, re-counted weekly — nothing modelled, nothing scored. Themes come from a frozen pattern classifier rather than a model reading reviews, so the same review always lands in the same bucket. Shares are of this app’s own recent negative reviews; the shelf figure is its rivals with this app excluded. The graded words have fixed cutoffs against the store’s typical rate: elevated from 1.15, high from 2, extreme from 3.5 times it. The page says what is broken and how it compares — never how to fix it, and never whether this app can win.