NerdWallet: Smart Money App

Nerdwallet, Inc.

4.83star124,727 ratings

FinanceBudgeting apps shelfNo in-app purchasesUpdated Aug 18, 2026

Biggest complaint · Login & auth

47.6%

139 of 292 negatives · store typical 13.2%

Recent reviews negative

69%

its 10 shelf rivals run 40% · 422 reviews held

Counted from real App Store reviews · 2026-08-24 · nothing estimated or modelled

Read those two together. Ratings are cumulative, reviews are recent — a 4.83star average beside 69% negative is the finding, not an error.

Ratings.

5.0out of 5

124,756 ratings · Apple’s own count, fetched daily

5110,703

410,035

32,255

2517

11,246

5 decisions.

Investigate login & auth first

extreme · 47.6% of this app’s 292 negative reviews, against 13.2% typical store-wide.

How it compares

this app: 47.6%; 139 of 292
its shelf: 26.2%; rivals only
store-wide: 13.2%; typical

Watch sync & data

elevated · 4.1% of this app’s 292 negative reviews, against 2.2% typical store-wide.

How it compares

this app: 4.1%; 12 of 292
its shelf: 6.9%; rivals only
store-wide: 2.2%; typical

Watch accuracy

elevated · 17.5% of this app’s 292 negative reviews, against 11.5% typical store-wide.

How it compares

this app: 17.5%; 51 of 292
its shelf: 12.6%; rivals only
store-wide: 11.5%; typical

Watch ux

elevated · 3.4% of this app’s 292 negative reviews, against 2.9% typical store-wide.

How it compares

this app: 3.4%; 10 of 292
its shelf: 8.4%; rivals only
store-wide: 2.9%; typical

Skip performance, ads, support and limits & caps work

Performance, Ads, Support, Limits & caps all run at or below the store’s typical rate.

How it compares

Performance16.1% of 292 · shelf 12.6% · store 16.9%
Ads10.3% of 292 · shelf 5.9% · store 10.7%
Support8.6% of 292 · shelf 11% · store 9.2%
Limits & caps3.1% of 292 · shelf 2.2% · store 2.8%

The shelf in numbers

All 11 panel members · 2026-08-24 snapshot.

App	Ratings	Login & auth
NerdWallet: Smart Money App	124,727	47.6%
Copilot: Track & Budget Money	30,090	38.4%
Monarch: Budget & Track Money	106,114	34.8%
Rocket Money - Bills & Budgets	383,365	28.7%
YNAB	61,292	25.2%
EveryDollar: Budget Management	84,025	25%
Buddy: Budget Planner App	9,408	24.4%
Budget app - spending tracker	15,540	21.2%
Fleur - Budget Planner App	12,644	14.3%
Budget Bestie	3,097	12.6%
Goodbudget Budget Planner	13,406	10.9%

The whole shelf, counted

Every complaint across budgeting apps, frequency-ranked from real App Store reviews — the gaps nobody on this shelf has fixed.

Read the budgeting apps report

How this is counted

Every number is arithmetic over the reviews we hold, re-counted weekly — nothing modelled, nothing scored. Themes come from a frozen pattern classifier rather than a model reading reviews, so the same review always lands in the same bucket. Shares are of this app’s own recent negative reviews; the shelf figure is its rivals with this app excluded. The graded words have fixed cutoffs against the store’s typical rate: elevated from 1.15, high from 2, extreme from 3.5 times it. The page says what is broken and how it compares — never how to fix it, and never whether this app can win.