Skip to content

SoFi: Bank, Invest & Crypto

Social Finance, LLC

4.74star385,485 ratings

FinanceInvesting apps shelfNo in-app purchasesUpdated Aug 21, 2026
Biggest complaint · Login & auth
43.6%
119 of 273 negatives · store typical 13.2%
Recent reviews negative
71%
its 11 shelf rivals run 50% · 387 reviews held

Counted from real App Store reviews · 2026-08-24 · nothing estimated or modelled

SoFi: Bank, Invest & Crypto — App Store screenshot
SoFi: Bank, Invest & Crypto — App Store screenshot
SoFi: Bank, Invest & Crypto — App Store screenshot
SoFi: Bank, Invest & Crypto — App Store screenshot

Read those two together. Ratings are cumulative, reviews are recent — a 4.74star average beside 71% negative is the finding, not an error.

Ratings.

4.5out of 5

385,468 ratings · Apple’s own count, fetched daily

5star339,217
4star22,494
3star7,827
2star3,270
1star12,660

5 decisions.

01

Investigate login & auth first

high · 43.6% of this app’s 273 negative reviews, against 13.2% typical store-wide.

How it compares
this app
43.6%
119 of 273
its shelf
34.1%
rivals only
store-wide
13.2%
typical
02

Investigate support

high · 18.7% of this app’s 273 negative reviews, against 9.2% typical store-wide.

How it compares
this app
18.7%
51 of 273
its shelf
14.2%
rivals only
store-wide
9.2%
typical
03

Watch ux

elevated · 4.4% of this app’s 273 negative reviews, against 2.9% typical store-wide.

How it compares
this app
4.4%
12 of 273
its shelf
4.9%
rivals only
store-wide
2.9%
typical
04

Watch limits & caps

elevated · 4% of this app’s 273 negative reviews, against 2.8% typical store-wide.

How it compares
this app
4%
11 of 273
its shelf
2.5%
rivals only
store-wide
2.8%
typical
05

Watch billing

elevated · 39.2% of this app’s 273 negative reviews, against 32.1% typical store-wide.

How it compares
this app
39.2%
107 of 273
its shelf
37.2%
rivals only
store-wide
32.1%
typical

The shelf in numbers

All 12 panel members · 2026-08-24 snapshot.

AppRatingsLogin & auth
Acorns: Save & Invest Money957,34556.7%
Vanguard: Save, Invest, Retire177,38449.1%
SoFi: Bank, Invest & Crypto385,48543.6%
Autopilot: Automated Investing21,44939.6%
Fidelity Investments3,279,05538.2%
Coinbase: Buy Crypto & Stocks1,796,68834.5%
Robinhood: Trading & Investing4,810,75232.2%
Alinea: Automated Investing110,37131.8%
Webull: Investing & Trading339,93531.3%
Schwab Mobile1,207,02127.7%
Investing.com: Stock Market37,6626.3%
Stocks853,4042.1%

The whole shelf, counted

Every complaint across investing apps, frequency-ranked from real App Store reviews — the gaps nobody on this shelf has fixed.

Read the investing apps report
How this is counted

Every number is arithmetic over the reviews we hold, re-counted weekly — nothing modelled, nothing scored. Themes come from a frozen pattern classifier rather than a model reading reviews, so the same review always lands in the same bucket. Shares are of this app’s own recent negative reviews; the shelf figure is its rivals with this app excluded. The graded words have fixed cutoffs against the store’s typical rate: elevated from 1.15, high from 2, extreme from 3.5 times it. The page says what is broken and how it compares — never how to fix it, and never whether this app can win.