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App Imp

Finance tracking apps.

Sync & data runs in 9 of the 10 apps here — nobody on this shelf has fixed it.

10 apps · 3,555 reviews held · 1,542 negative · 2026-08-24 snapshot

77/100 opportunity

5 of 6 factors · not advice
Nobody's fixed it9 of 10 apps90
How far above typical9.3% vs 2.2% typical100
How angryno deep report yet—
People in the market1,022,978 ratings67
Room to enterleader holds 61% of ratings39
Willingness to pay7 of 10 charge · $9.95 entry70

Mostly solved: ads. 8 of 9 apps run below the store’s typical rate on it — while 9 of 10 still carry sync & data complaints.

How this is scored

Weighted mean of the sub-scores, weights re-normalized over whatever is computable (nobody's fixed it 25 · how far above typical 20 · how angry 15 · people in the market 15 · room to enter 15 · willingness to pay 10). Fixed anchors map each count to 0–100: breadth and willingness-to-pay are straight shares; the gap’s heat tops out at 4times the store’s typical rate; anger scores star3 as 0 and star1.5 as 100; reach runs 104 to 107ratings on a log scale; room to enter is one minus the leader’s share of shelf ratings. A factor that cannot be counted is dropped and named — never imputed. The site’s one composite (#115, owner decision 2026-08-15); cited industry benchmarks are never blended in.

5 gaps.

01

Sync & data — unfixed in 9 of 10 apps

extreme · 9.3% of this shelf’s 1,542 negative reviews, against 2.2% typical store-wide.

What they said · 144 reviews
  • Sync fails between devices26 of 144
“Won’t load — After recent update Increasing problems with loading data… Newsfeeds disappearing, unable to access posts.. inaccurate quotes. On iPhone 15 with most recent update ios 26.6.1 …waited two days still not working..useless is. Will look for a more reliable app. Yahoo finance mobile going down hill for quite some time.”Yahoo Finance: Stocks, Markets · 1star · Aug 21, 2026
“Issues prevent me from using — I want to like this app. I really want to like it. It promises so many great things. Unfortunately, if you do not have one of the major five banks, you will probably have issues. I have a small, smaller credit union, and and there are constant issues with syncing, correct balances, and just getting it to work in general. I downloaded this in spent more time talking w”Copilot: Track & Budget Money · 3star · Aug 14, 2026
“Shared ledger is too buggy — I paid two copies of the full version so two people can collaborate on a shared ledger, but it quickly went off sync after 5 minutes and we no longer see each other’s edits and see different versions of the ledger.”Budget app - spending tracker · 1star · Aug 6, 2026
How it compares
this shelf
9.3%
144 of 1,542
store-wide
2.2%
typical
breadth
90%
9 of 10 apps
02

Login & auth — unfixed in 10 of 10 apps

high · 31.5% of this shelf’s 1,542 negative reviews, against 13.2% typical store-wide.

What they said · 486 reviews
“Several weeks after latest iOS and app updates still not working and freezing when opening! — Yahoo Finance 26.16.0 crashes after about 10–20 seconds on startup on iPad 7th generation. Problem began on iPadOS 18.7.9 and persists after updating to 18.7.10. App was deleted and reinstalled; Wi-Fi on/off makes no difference. Crash occurs before Yahoo login. Yahoo Finance works normally in Safari and Y”Yahoo Finance: Stocks, Markets · 1star · Aug 19, 2026
“Community is owned by teams — This app is a bot-infested wasteland. On many message board, there are a group of accounts ran by a same team for pumping stock price and induce people to buy. Yahoo profits from the fake engagement, making this one of the worst communities online. The community is just like a drug market, full of crooks.”Yahoo Finance: Stocks, Markets · 1star · Aug 14, 2026
“App degrades overtime. Getting worse. — They keep clearing my review so I’ll keep reviewing it. Used to be so smart with transactions now it makes the same errors over and over again. This app is aging. Why did rules used to work so well and now I have to fix the same transactions month after month after month. Used to be the cool new kid on the block but no functional new features for quarter aft”Copilot: Track & Budget Money · 1star · Aug 7, 2026
How it compares
this shelf
31.5%
486 of 1,542
store-wide
13.2%
typical
breadth
100%
10 of 10 apps
03

UX — unfixed in 9 of 10 apps

elevated · 5.1% of this shelf’s 1,542 negative reviews, against 2.9% typical store-wide.

What they said · 78 reviews
“confusing — annoying and hard to allocate funds not spent”Copilot: Track & Budget Money · 1star · Aug 13, 2026
“The Lag — Used to be a fantastic app, but the lag now is so bad. Especially at opening bell. I’ve reported, but no remedy. Many I’ve talked to say they experience the same. Additionally, the chats now are covered in spam while legitimate comments are flagged for the most confusing reasons. Sad, wish it could be like it used to.”Yahoo Finance: Stocks, Markets · 1star · Jul 21, 2026
“Average interface and difficult subscription payment — The app seems to work pretty good, tracks most of my drives and logs them correctly. So my basic review is good. It is a difficult to navigate interface, particularly compared to mileiq. However, it seems to work. I hate not being able to pay through Apple Pay or Google Pay or PayPal. Having to give them my credit card directly. So I’ve deduct”Mileage Tracker App by TripLog · 3star · Jul 19, 2026
How it compares
this shelf
5.1%
78 of 1,542
store-wide
2.9%
typical
breadth
90%
9 of 10 apps
04

Accuracy — unfixed in 10 of 10 apps

elevated · 16.4% of this shelf’s 1,542 negative reviews, against 11.5% typical store-wide.

What they said · 253 reviews
“Won’t load — After recent update Increasing problems with loading data… Newsfeeds disappearing, unable to access posts.. inaccurate quotes. On iPhone 15 with most recent update ios 26.6.1 …waited two days still not working..useless is. Will look for a more reliable app. Yahoo finance mobile going down hill for quite some time.”Yahoo Finance: Stocks, Markets · 1star · Aug 21, 2026
“Now…GARBAGE!! — Used to be valued, now just AI and fake articles. Articles for NASDAQ are from June. PIECE. OF. SHIPT.”Yahoo Finance: Stocks, Markets · 1star · Aug 18, 2026
“Never an improvement — Some features are great but it’s stuck in a specific place. Doesn’t work well for a couple; doesn’t have much budgeting flexibility — do it their way or don’t bother. And once you sign up it’s hard to get it to go away. Not that they keep making you pay - you just get ghost messages about stuff forever.”Copilot: Track & Budget Money · 1star · Aug 12, 2026
How it compares
this shelf
16.4%
253 of 1,542
store-wide
11.5%
typical
breadth
100%
10 of 10 apps
05

Support — unfixed in 9 of 10 apps

elevated · 13.1% of this shelf’s 1,542 negative reviews, against 9.2% typical store-wide.

What they said · 202 reviews
“Issues prevent me from using — I want to like this app. I really want to like it. It promises so many great things. Unfortunately, if you do not have one of the major five banks, you will probably have issues. I have a small, smaller credit union, and and there are constant issues with syncing, correct balances, and just getting it to work in general. I downloaded this in spent more time talking w”Copilot: Track & Budget Money · 3star · Aug 14, 2026
“Disappointed — I bought lifetime premium a few months ago and now they’ve stopped supporting my phone. Complete waste of money. They even made it so I can’t even open and use the app version I already have installed. Disgusting.”Wallet - Daily Budget & Profit · 1star · Jul 31, 2026
“Imports all transactions as credits — The app imports all transactions from my bank as credits, including transactions where I’m paying someone else such as my power bill. This has been the case for most of 2026. Discussing the issue via the in-app support feature lead to agreement that the issue is present and then nothing, several months ago. Obviously my transactions showing as credits makes it”Copilot: Track & Budget Money · 1star · Jul 29, 2026
How it compares
this shelf
13.1%
202 of 1,542
store-wide
9.2%
typical
breadth
90%
9 of 10 apps

Is there a market for a new finance tracking app?

10 apps compete on this shelf, holding 3,555 App Store reviews — and the widest unfixed complaint, sync & data, runs in 9 of 10 of them at 9.3% of negative reviews against 2.2% typical. Those are counts, not a verdict — the page shows what is unfixed, not whether to build.

What do users complain about most in finance tracking apps?

1. Sync & data — in 9 of 10 apps, 9.3% of negative reviews; 2. Login & auth — in 10 of 10 apps, 31.5% of negative reviews; 3. UX — in 9 of 10 apps, 5.1% of negative reviews; 4. Accuracy — in 10 of 10 apps, 16.4% of negative reviews; 5. Support — in 9 of 10 apps, 13.1% of negative reviews.

How many finance tracking app reviews did App Imp count?

3,555 US App Store reviews across 10 apps, 1,542 of them negative — counted on the 2026-08-24 snapshot, never estimated.

Searched on the App Store.

Apple’s own suggestions for finance tracking apps terms, in their order.

finance trackermoney tracker & budgeting appsmart moneytop finance tracking appsfinance trackingmoney trackerpersonal finance trackerexperian smart money

Searched, but no app on this shelf says it in its name.

Who’s in it

All 10 apps counted on this shelf · 2026-08-24.

App
Yahoo Finance: Stocks, Markets624,9104%12%6%18%
NerdWallet: Smart Money App124,7274%48%3%17%
Monarch: Budget & Track Money106,1148%35%3%17%
Stride: Mileage & Tax Tracker95,2525%14%2%13%
Copilot: Track & Budget Money30,0908%38%10%16%
Budget app - spending tracker15,54013%21%9%9%
FreshBooks Invoicing App10,97412%32%6%19%
Wallet - Daily Budget & Profit5,87129%43%4%14%
Expenses OK - expenses tracker4,851—50%—50%
Mileage Tracker App by TripLog4,6497%24%4%26%

Each cell: that app’s share of its own negative reviews. Bold from 1.15 times the store’s typical rate for that complaint, and only where an app holds 20+ negative reviews. Click a column to sort.

What they charge, and what it costs them

Prices from Apple’s public pages; the share counts payment-mechanics language only.

AppMoney complaints
Monarch: Budget & Track Money$14.99–$199.99 · 5 tiers8.9% of 181
Mileage Tracker App by TripLog$2.99–$59.99 · 4 tiers6.5% of 46
Copilot: Track & Budget Money$13–$95 · 3 tiers4.9% of 185
FreshBooks Invoicing App$20.99–$64.99 · 3 tiers1.9% of 212
NerdWallet: Smart Money Appfree1.4% of 292
Yahoo Finance: Stocks, Markets$9.95–$819.99 · 9 tiers0% of 208
Budget app - spending tracker$2.99–$14.99 · 8 tiers0% of 85
Wallet - Daily Budget & Profit$5.99–$49.99 · 6 tiers0% of 156

Browse the apps behind these counts

Every app we count, with the complaint it runs furthest above the store’s typical rate.

Open the app library
How this is counted

Every number is arithmetic over the reviews we hold, re-counted weekly — nothing modelled, nothing scored. Themes come from a frozen pattern classifier rather than a model reading reviews, so the same review always lands in the same bucket. A shelf rate is pooled across every app here; the store rate is the same count across 12,122 apps. A complaint is only called a gap when at least half the shelf carries it and at least 20 reviews are behind it — a problem concentrated in one app is that app’s bug. This shelf has no full report yet, so the per-app notes and the anger axis are absent rather than estimated.