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What users complain about Banking apps

App crashes, freezes, or fails to load.

Across 6,790 reviews of the 35 biggest banking apps: Stability and authentication failures tie as critical pain points, both more urgent than feature gaps or display errors.

6,790 reviews · 35 apps · 186 complaints · as of June 18, 2026

24%
App crashes, freezes, or fails to load
44 complaints
24%
Login errors and authentication issues
44 complaints
14%
Missing or non-functional core banking features
26 complaints
Cash App is honestly driving me insane right now and I’m beyond frustrated and upset. I was just trying to get a free Cash App card, something that should have been quick and simple, but instead the app keeps forcing me…
Cash App

The apps behind these complaints.

What the store shows beside what their reviews count to.

Citi Mobile®4.9· 4.1M ratings60% negative · 265/442
WaFd Bank4.7· 3K ratings66% negative · 177/270
Wells Fargo Mobile®4.9· 10.7M ratings42% negative · 154/370
Axos All-In-One Mobile Banking4.7· 19K ratings76% negative · 236/312
Albert: Budgeting and Banking4.6· 329K ratings83% negative · 523/628
Bank of America Mobile Banking4.8· 5M ratings83% negative · 494/596

Star ratings are Apple’s lifetime averages across every rating ever left. Negative shares are counted from the reviews in our corpus. Windows vary per app.

Every complaint, ranked.

Shares of 186 counted complaints. Tap a row for the reviews behind it. Each row carries a representative review. Tap one for the rest.

Cash App is honestly driving me insane right now and I’m beyond frustrated and upset. I was just trying to get a free Cash App card, something that should have been quick and simple, but instead the app keeps forcing me to add a credit card first and refuses to let me continue without one. It feels so unfair and ridiculous. I’ve deleted and redownloaded the app over and over again hoping it would …Cash App
As someone who builds apps for a living I am very disappointed in a financial app not having basic functionality when it comes to transferring money or updating information. The login experience was terrible stuck at the loading screen for almost 4 mins. Against my better judgement, when i tried moving money into the account, i could not even select the account i wanted to receive the funds. It’s …Axos All-In-One Mobile Banking
As someone who builds apps for a living I am very disappointed in a financial app not having basic functionality when it comes to transferring money or updating information. The login experience was terrible stuck at the loading screen for almost 4 mins. Against my better judgement, when i tried moving money into the account, i could not even select the account i wanted to receive the funds. It’s …Axos All-In-One Mobile Banking
I’ve had a very disappointing experience with customer support. The only way to get help is through the in-app chat, but the waiting time is extremely long. Sometimes it takes hours to get any response, and when someone finally replies, there is often no apology or acknowledgement of the delay. The tone of the responses also feels very unprofessional, almost like a casual conversation rather than …Monzo Bank - Mobile Banking
Devs….fix this immediately. This is a banking app. I think it’s ridiculous that you guys have the chat option hidden within the “report fraud” section and NOWHERE else in the app. It should not be that difficult for anyone dealing with a bank to have to search that hard to contact their bank. The “Help” button at the bottom right. Is merely just a FAQs section. The chat option should be fron…Monzo Bank - Mobile Banking
My bank account information hasn’t changed nor my direct deposit. It’s the same every 2 weeks. Yet every time it’s time to borrow from it again, (because of course it’s a cycle) I can’t. Every time I reach out they tell me it’s the system. Clearly something is wrong with the system, because I’ve never gone Through this much hassle before just to get the money back. No remorse or care for the bills…Albert: Budgeting and Banking
I have been a user of Current for the past 8 years and have loved using it. They are very responsive to support requests and have made saving money very possible. However, the most recent update has made it to where anyone below IOS 17 can not access the app. This means I can not manage my account anymore and can only spend it and receive deposits. Until now, ive have nothing but love for this app…Current - Mobile Banking
Deep Report

This is the what. The Deep Report is the why.

Sample below is from the live budgeting apps Deep Report. Yours is generated to order for banking apps.

The #1 counted gap

Sync & data runs 5.8% of this market’s negatives vs 2.2% typical, present in 9 of 14 apps.

+ 10 more gaps, ranked, inside.

Rival by rival

Rocket Money - Bills & Budgets68% negative367,314 ratings

Owns: Largest reach; bill-negotiation hook

Exposed: Billing fraud perception ('billing every three weeks'); inaccurate sync; no Zelle/CashApp

Intuit Credit Karma

Owns:

Exposed:

NerdWallet: Smart Money App

Owns:

Exposed:

YNAB

Owns:

Exposed:

Monarch: Budget & Track Money

Owns:

Exposed:

7 rivals read this way inside: owned ground and exposed flank, each.

Root causes behind each complaint, which competitor has already solved it, and whether the gap in banking apps is still open, the part a model can’t reconstruct.

Frequently asked

What do users complain about most in banking apps?

The most common complaint is "App crashes, freezes, or fails to load", 24% of analyzed complaints across 35 apps.

How many reviews did App Imp analyze for banking apps?

6,790 real App Store reviews across 35 apps. Frequency-ranked and counted, never estimated.

What are the top complaints in banking apps?

1. App crashes, freezes, or fails to load (24%); 2. Login errors and authentication issues (24%); 3. Missing or non-functional core banking features (14%); 4. Customer support unavailable or unhelpful (14%); 5. Confusing interface design and poor usability (10%).

Other counted categories

Every figure above is counted from real, public App Store reviews, never estimated, never LLM-invented. 6,790 reviews across 35 banking apps.